When to Talk to Your Mortgage Pro About Pre-Qualifying
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Even if you haven't researched houses to visit yet, it can be advantageous to visit with your mortgage loan professional early. What for? What can we do for you if you haven't made your offer, and do not yet know the amount you want to borrow?
We Can Help You Pre-Qualify
Our mortgage professionals will help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. During this process, we look at your borrowing capacity - looking at your employment, money available for down payment, existing debt, income, and other circumstances. It's short and to the point; We take pride in keeping the paperwork to a minimum.
We'll award you a Pre-Qualification Letter after you qualify, that states that we are confident you can qualify for a certain amount of mortgage loan dollars.
Various advantages open to you once you have found your new house, and have pre-qualification. First, it lets you know the amount that you're able to offer.
Your pre-qualification will also make your offer look even better to the seller, as if you were bringing them a bag full of cash! They won't have to wonder if that they're wasting their time if you can't have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to lose sleep over. You'll have the influence of a buyer ready to make the deal on the spot!
We help with your pre-qualification
We can help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. The process leads you through your finances - your debt, income, career, cash available for down payment, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.
Face to Face
While you are encouraged to benefit from our tools to calculate mortgage variables on this website, it is a good idea to sit down and talk with us. For one thing, you will want a Pre-Qualification Letter! Next, we can consider your mortgage program options and be sure you are in the right one. We are eager to hear from you: call us at 603-893-6616.
Have questions about pre-qualifying? Call us at 603-893-6616. We answer pre-qualification questions every day.